Insurance that has no secrets for you

Get the best coverage for your home: simple, transparent, at the right price.

2x faster

to get a refund

2 days

to get a tradesperson

2 minutes

to get insured

You're in good hands

Transparent

Crystal clear guarantees with no sneaky asterisks, and with claim management which is twice as fast as our competitors.

Simple

Customize your contract in a few clicks, so you only pay for what you need.

Reactive

We're by your side when you need us: available 7 days a week, we'll even answer in under 2 minutes on a Sunday.

Transparent

Crystal clear guarantees with no sneaky asterisks, and with claim management which is twice as fast as our competitors.

Simple

Customize your contract in a few clicks, so you only pay for what you need.

Reactive

We're by your side when you need us: available 7 days a week, we'll even answer in under 2 minutes on a Sunday.

Our commitments

At Luko, we work everyday to offer you a better insurance model and service, defending users' interests.

  • A fair price

  • A Transparent model

  • A 5-star service

Want to know where your money goes?

The traditional insurance model is built on a conflict of interests. The less they compensate your claim, the more money they make. We don't agree with that way of doing things, and prefer a far more transparent model.

  • 30% of your premium is dedicated to Luko's management costs.

    Customer service, claims management, innovation, etc.

  • 70% is pooled with our other members’ premiums.
    
If you ever file a claim, that pool will be used to compensate you.

  • If there’s money left at the end of the year, it’s donated to the charity of your choice.
    
It's not used to our profits, that's just not how we like to work.

We're here for you, 7d/7

Our advisors are available on our tchat or email from 8am to 9pm on weekdays and from 10am to 8pm on weekends, to answer every question you could have. And they answer in less than 2 minutes

What they say about us

Want to know more about Luko? Have a read of media articles which talk about us